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Deferred Income Annuities? Yeah, we have those.

Deferred income annuities (DIAs) are an up-and-coming alternative to your clients’ retirement income needs. Industry followers have hailed them for creating a “pension-like” income stream. They defer payments for several years, allowing for a higher lifetime annual...

Beyond the death benefit with life insurance

An alternative way to diversify: life insurance can offer a competitive portfolio option with less volatility. Many clients today are looking for a way to diversify their portfolios without taking more risk than they can confidently handle. Yet, when they think about...

Who is Creative?

Most of you have heard that Creative Marketing International Corporation changed ownership on October 1. The last 9 months of extricating us from insurance company ownership have been invigorating and exhausting, but will result in the rebirth of Creative. Will...