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The Risk of Conformity

Have you ever wondered about the source of “home field advantage” or why officials seem to “swallow their whistle” at times (and why we want them to)? Are you curious about whether coaches generally make statistically supportable decisions or go with conventional...

Public Employees and Social Security, Part I

How the Windfall Elimination Provision can impact your clients’ Social Security benefits. Many advisors assist clients who worked as public employees in jobs not covered by Social Security. However, such public employees or their spouses may also be entitled to...