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FGL Performance Pro changes

Please note that the vesting premium bonus on Fidelity & Guaranty Life’s fixed indexed annuity Performance Pro will change effective for any contracts issued with an 11/22/14 buy date or later. The new vesting premium bonus will be 9% (0-75) and 4.5%...

2015 Insurance Carrier Landscape

Many of our partner companies are in the midst of planning for 2015, as are we at CreativeOne, and I imagine you are for your business or agency as well.  We are drawing some conclusions about the manufacturers of life insurance and annuities and their plans for 2015....

Time Management Techniques for Elite Producers

One of the attributes of elite level producers is their ability to effectively use their time. In many cases, time management is a primary reason a producer’s practice is not reaching its full potential. Commonly producers who feel pressed for time feel like the...

5 Ways for Advisors to Modernize Their Approach

In the past decade or so, the explosion of Internet commerce and social media has changed the way the world does business. More specifically, these advances in technology have changed consumers. The most successful companies of our time – online-based ventures like...