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Best Practices for Handling Non-Resident Solicitations

Agents who live near the state line commonly serve clients that reside in the bordering state(s). Many agents even have clients who live several states away. When an agent works with a client outside of the client’s resident state, it creates what is commonly referred...

2012 in retrospect: A Creative Life perspective

As we approach the end of 2012, it is only natural to reflect on the events of the year. For Creative Life, 2012 has brought many changes. Most notably has been a reorganization within the department to establish close-knit teams to better serve your needs. The team...

The Effect Of Volatility On Caps In Indexed Annuities

Several of the staff at Creative meet monthly with our Creative Agent Advisory Board (CAAB) to discuss our programs and services, and get feedback from these representatives of our independent agent field force. Interesting questions come from these meetings. One CAAB...

Re: Evaluating A Client’s Worth

by Tom Felich Annuity Sales Consultant We place value on just about everything in our lives. Some things like family, friends and mementos from our past we consider invaluable. Sometimes we assign a dollar amount to an item, which is necessary when we go to buy, sell...

A Moment Is All It Takes

by Kathleen O’Malley-Boldt Life Sales Consultant Life insurance awareness is critical to the continued success of your practice not only in September, but year round. As someone who’s worked in this business for more than 20 years, I’ve witnessed a...