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Best Practices for Handling Non-Resident Solicitations

Agents who live near the state line commonly serve clients that reside in the bordering state(s). Many agents even have clients who live several states away. When an agent works with a client outside of the client’s resident state, it creates what is commonly referred...

2012 in retrospect: A Creative Life perspective

As we approach the end of 2012, it is only natural to reflect on the events of the year. For Creative Life, 2012 has brought many changes. Most notably has been a reorganization within the department to establish close-knit teams to better serve your needs. The team...

The Effect Of Volatility On Caps In Indexed Annuities

Several of the staff at Creative meet monthly with our Creative Agent Advisory Board (CAAB) to discuss our programs and services, and get feedback from these representatives of our independent agent field force. Interesting questions come from these meetings. One CAAB...

Re: Evaluating A Client’s Worth

by Tom Felich Annuity Sales Consultant We place value on just about everything in our lives. Some things like family, friends and mementos from our past we consider invaluable. Sometimes we assign a dollar amount to an item, which is necessary when we go to buy, sell...

How To Make Invisible Ink Appear

by Kacy Seitz Senior Marketing Manager From James Bond and the X-Files to real prisoners of war, individuals have been using invisible ink for years to create secret messages that can be revealed through light, heat and acidic reactions. As a child, you may have...

A Moment Is All It Takes

by Kathleen O’Malley-Boldt Life Sales Consultant Life insurance awareness is critical to the continued success of your practice not only in September, but year round. As someone who’s worked in this business for more than 20 years, I’ve witnessed a...

Placing A Policy On Jekyll & Hyde

by Eloise Glaspie Life Sales Relationship Manager The old saying “things aren’t always what they seem” is one that proves itself true time and time again in the life insurance business. Just when you think you have a client completely figured out, you may learn...

“I Gotta Guy” Who’s Not Financially Justified?

If not handled properly, financial matters can create sticky situations both in our personal lives and our professional ones. Whether determining how to pay the bills or how a business is going to protect its interests, individuals and families have lots of important...

Breathing Life Into Life

by Darrin Holle Life Sales Relationship Manager From the time we are born through our time growing old, we’re constantly expanding our minds and learning new things. Whether taking our first steps, earning our diploma or settling into retirement, we must adjust...