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Get Smart And Control The Chaos

by Eloise Glaspie Life Sales Relationship Manager Many of us remember the comedy television series “Get Smart” from the late 1960s in which Don Adams starred as Maxwell Smart, an amateurish secret agent who foiled world-takeover plots and somehow always...

Give ‘em What They Want … And Need

by Mike Tuma President, Client One Securities, LLC The need for financial and retirement planning in this country has never been greater. The recent recession has decreased the value of Americans’ nest eggs and simultaneously shrunk confidence in the...

R.e.a.l. Preserve-atives Added

The fixed indexed annuity (FIA) has undergone many facelifts since its inception in 1995, and most of you have witnessed the transformation and evolution of this principal-protected insurance product. Some of the changes are a direct result of our regulatory...

Ing Launches New Index Strategy

Launching August 6 available on the ING Secure Index Annuities, the new Performance Trigger index strategy is designed to capture the upside of the S&P 500 when the annual performance is flat or positive. If, at the end of the contract year, the S&P return is...

Nacolah Comp/bonus Changes

Effective August 9, North American will decrease compensation rates on several annuity products and lower the premium bonus on several annuity products. Those products impacted by the change are the Precision series, Prizim Plus series, Charter series, Performance...

New Liquidity Alternative

For clients looking for solid accumulation potential and competitive rates who want to maintain access to their money during volatile times, consider Athene’s new MaxRate 5 & 7 Enhanced Liquidity MYGAs. These products offer liquidity for RMDs, systematics,...

Commission Reduction Notice

Effective July 23, ING will implement a 10% reduction in commission payouts for all contracts received on the following annuity products: Secure Index Secure Index Opportunities Plus, Secure Index Seven, Secure Index Five, Secure Index Outlook and Envoy Nine. For...

Nacolah Glwb Rider Changes

Effective July 3, North American will implement changes to the Bonus Credit on options two and three of the Income Pay income rider. On option two (Reset Opportunity upon Step-Up), the Bonus Credit will decrease from 7.00% to 6.50%. On option three (Bonus Credit for...

Great American Rider Changes

Effective June 25, several changes will be made to Great American’s IncomeSecure and IncomeSustainer Plus income riders. For the IncomeSecure, the roll-up period will change from 7 to 10 years, and the payment percentage will decrease 0.50% for each age. For the...

Fg Annuity Product Changes

Effective July 1, Fidelity & Guaranty Life will make several changes to multiple product lines. Commissions and bonus vesting amounts will change for the Prosperity Elite series, commissions and the removal of trail commissions will occur on the AccumulatorPlus...