by CreativeOne | Mar 2, 2012 | Insurance
Available March 5, Annexus is offering an income benefit rider whose value “rolls up.” The income benefit base of this BalancedAllocation Lifetime Income Rider (BALIR) not only increases by 5% compounded annually, but the actual indexed linked...
by CreativeOne | Mar 1, 2012 | Insurance
Effective March 6, Aviva is implementing changes to the BalancedAllocation Annuity Series. For the BAA 8, the Premium Bonus Rider and Family Endowment Rider combined fee will decrease from 0.95% to 0.85%. The Premium Bonus Rider rate will adjust from 4% to 3%. For the...
by CreativeOne | Feb 24, 2012 | Insurance
Effective February 24, North American Company for Life and Health (NACOLAH) will suspend the following fixed annuity products due to continued pressure from the low interest rate environment: Guarantee Choice 3-year option, Charter series 7-year option, Freedom Choice...
by CreativeOne | Feb 14, 2012 | Insurance
I observed my five-year mark as President of the premier Independent Marketing Organization in our industry last month. When I started in this role at Creative, we had just finished a $1.1 billion sales year in annuities, were located in a different building,...
by CreativeOne | Feb 14, 2012 | Insurance
by Bernice Casey, Senior Underwriting Consultant, Creative Life As you grow your business and work to place policies on clients of all ethnicities, backgrounds, ages and lifestyle habits, you will become increasingly familiar with just how varied underwriting...
by CreativeOne | Feb 14, 2012 | Insurance
The month of February leads many people to think of everything from cupids and engagements to roses and diamonds. Merriam-Webster defines the word diamond as “a native crystalline carbon that is the hardest known mineral that is usually near colorless.”...
by CreativeOne | Feb 14, 2012 | Insurance
by Jon Elder, Life Sales Relationship Manager Your clients have chosen to partner with you to help them prepare for what’s to come in life – both the expected and the unexpected. From births and graduations to weddings and funerals, life’s most...
by CreativeOne | Feb 14, 2012 | Insurance
Part 1: Identifying current status and timing the exit strategy Thinking about the future is a natural component of our jobs as agents and advisors. From economic changes to life changes, it’s important that we help clients identify both events they can predict...
by CreativeOne | Feb 14, 2012 | Insurance
In the insurance and financial services business, there’s no shortage of ideas, tools and resources for helping increase sales. Entrepreneur Richard Branson may have said it best: "Business opportunities are like buses, there’s always another one...
by CreativeOne | Feb 14, 2012 | Insurance
by Tammy Melvold, Annuity Sales Consultant Conducting business with clients from all walks of life can present with it a never-ending list of challenges. From defeating negative perceptions about a carrier or product to crafting intricate solutions to a wide range of...
