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Solving An Income Problem Backward

by Chris Conroy JD, MBA, Vice President of Advanced Marketing Are you looking for a new way to explain what annuity income riders can do for your clients? Consider starting with a specific income need and then work backward to solve the problem. THE SALES CONCEPT...

Product & Agent Comp Changes

Effective January 6, Annexus will be adjusting the Income Advantage Rider roll-up rate from 7% to 6.50%. The Family Endowment Rider roll-up rate will be adjusted from 5% to 4% for the BAA 12 and BAA 10 sales that do not include the Income Advantage Rider. The Income...

“I Gotta Guy” With Sleep Apnea

by Bernice Casey Senior Underwriting Consultant As Americans’ habits continue to change and impact their health, we’re seeing an increasing prevalence of a number of disorders and diseases. Some of these are easily treatable, and may seem like an...

“I Gotta Guy” With High Cholesterol

As a life agent, you’re always looking to provide your clients with a best class rating. You also know that different carriers have different guidelines for underwriting applicants. This is just one of the many reasons it pays to do business with Creative Life....

Partnering For Better Business

Even in today’s rapidly changing industry, financial and insurance professionals can always count on a couple constants when charting out a business plan. First, there is a need to identify and capture new markets. Second, there is a goal to better serve existing...